Category Archives: Home Decor, Home Improvement, DIY

When to Repair Or Replace Your Faucet

Faucet

Faucets can be difficult to repair, given their placement. It is even more frustrating to have a constantly dripping faucet, especially if the problem cannot be located. Sometimes the problem that may seem undetectable or unfixable might be fixed by tightening a screw. A plumber can cost up to $50 – $150 an hour; hence, it is important to know if the faucet can be fixed or it is best to replace it.

When to Repair the Faucet?

A dripping or leaky faucet is a common plumbing problem and people may struggle with the problem as well, given that many people are not aware of the complicated plumbing system. So, how to know if repairing the faucet is worth it?

  • Squeaky Noise:

If the faucet’s handle is making squeaking noises when turned on or off, then it might be an easy fix. Handles usually start making noise when they are rusted and need the application of grease. However, if that does not work, there might be another issue, and it is best to call a plumber.

  • Low Water Pressure:

Often, low water pressure is not caused by an issue in the faucet or any other appliance. They are often caused by damage in the sewer lines or pipelines. However, if it is just one faucet and the issue is not influencing other appliances, it is likely that it is in the faucet.

  • Water Flow Irregularities:

Several reasons, such as impurities caught in the faucet, can cause issues with water flow. It is fixable, as it requires a bit of cleaning. There can also be other internal damage to the faucet. It is best to call a plumber to analyze the problem as avoiding this repair may lead to additional issues and more damage to the faucet.

When to Replace the Faucet:

Sometimes, spending hundreds of dollars on simple repairs of the faucet is not worth it. In some cases, repairing may cost more than the replacement. Following are the factors that indicates the necessity of faucet replacement.

  • Constant Repairs:

Sometimes, the repairing may cost more than just replacement, and constant repairs can indicate that it is time to replace the appliance. A few repairs might not cost a lot but if the faucet is constantly causing problems, then it is an indication for a replacement

  • Aging Faucet:

Most faucets are generally made to last for about 10 or more years. If the faucet shows signs of aging and not functioning properly, it is time to replace it. Even if the faucet is seemingly working fine, updating it with the rest of the appliances is always an option.

  • Rusting:

Rusting can be a sign of water damage and if the house uses hard water, the faucets are likely to be damaged by the water.

  • Damages:

If the kitchen counter or the sink has been damaged and needs to be replaced, the faucet will be replaced with the sink/counter even if the faucet has been working fine. 

Replacing the faucet is sometimes a far better option than spending money on its repairs. Your plumber can be the best person to consult about when it is the right time to replace your faucet. 

5 Tips to Help You Declutter Your Living Room

Since the living room is one of the busiest and most used areas of the house, it makes sense that it is also one of the most cluttered. Even with regular cleaning, it can seem impossible to get on top of the mess.

However, before you throw in the towel, you should know that you can create an organized and tidy living space. You just need to make a few simple changes.

Below we are going to talk about five tips to help you declutter your living room.

Let’s get started!

Create a throw and donate pile.

Before you go pulling apart the entire room, the first thing you need to do is sort through all of your belongings. We are all guilty of having things in our homes that we probably don’t really need.

Create a throw and donate pile, and work your way through every nook and cranny. If something doesn’t have a definite use, get rid of it!

Downsize your furniture.

One of the main reasons your room may feel disorganized is because your furniture is too big for the space. For instance, you might only need a 70 inch wide couch to suit your needs instead of a large six-seater.

Assess your surroundings and see if you can make any changes. Having that extra floor area really will make a big difference.

Limit any dust collectors.

Fake plants, statues, and other home décor can be a great way to personalize your living room, but too many will only clutter the space, and they collect a lot of dust.

While you don’t need to pack away everything, try and keep them to a minimum and select a few statement pieces. If you can’t bear to part with anything, consider storing them all in a glass cabinet, so they remain safe and organized.

Use containers and baskets to sort goods.

You might be thinking about what to do with all of your children’s toys, blankets, and other essential items that you still need in your living room. One simple solution is to keep them tidy in containers and baskets.

This way, they can be easily accessed but won’t disrupt the atmosphere you have created. If you want to go one step further, you can even label them so that nothing gets misplaced.

Utilize wall space to free up more room.

Finally, if you still need to free up more room to make your living area appear less cluttered, make sure that you also utilize wall space. Instead of crowding the floor, using shelving can keep everything tidy while remaining practical.  

You can even consider putting up wall hooks and racks for items such as jackets, coats, and hats. The options are endless.

Final words.

And that’s it! By following the above, you and your family can enjoy a clean and tidy living room. All it takes is a little bit of attention, and you would be amazed at how it will be transformed.

Good luck!

Is Homeowner’s Insurance Enough if You Have Airbnb Guests Coming In?

Homeowners purchase homeowner’s insurance as a term in their mortgage contract. The insurance protects the dwelling against covered events and provides funds to pay for repairs or replace the property. If the property owner wants to operate a small business at home, the insurance may provide coverage for limited liabilities. However, homeowner’s insurance may not be enough for a property owner that wants to operate an Airbnb at their home. 

Understanding Homeowners Insurance

Homeowner’s insurance applies to a residential property in which the owner lives, and it is not the same as commercial property insurance. While the homeowner’s insurance will provide coverage for the dwelling, personal belongings, and certain liabilities. It will not present adequate coverage for a business, and a homeowner who wants to operate an Airbnb in their home won’t get the same level of coverage for guests as they would a friend or family member. 

Once they choose to operate a business inside their home, the property owner could face more serious liabilities. The homeowner’s insurance coverage provides liability coverage, but it is designed to manage accidents such as dog bites, slip and fall accidents, and protection for certain service providers who complete services.

If a guest stays in the property as a client of Airbnb, they could file a legal claim against the company and not the homeowner. Homeowners can review more about homeowner’s insurance and limitations by contacting Roger Butler Insurance now. 

General Liability Insurance Requirements

By operating a business from home, the homeowner will need more extensive liability coverage. If a guest becomes injured while paying for a service, they can sue the company. When suing a company, different rules and laws apply.

It’s not the same as a visitor coming to see the homeowner with permission, and they are staying for a limited amount of time. The victim wouldn’t sue the homeowner for injuries that happened at a business. General liability covers premises liabilities related to operating a business, and this coverage could protect the property owners against serious financial losses. 

Property Damage Caused by a Guests

The homeowner couldn’t get coverage for property damage caused by an Airbnb guest through homeowner’s insurance. The homeowner’s insurance policies have strict limitations. The property damage must happen because of a covered event. This means that a fire, natural disaster, or criminal act must cause the damage. 

The property owner will have to start a commercial property insurance policy since they are using their home as a business. The policies provide coverage for property damage caused by clients. An Airbnb could sustain property damage because of guests and reckless actions. If the property owner doesn’t get the insurance policy, they will have to pay for the property damage out of pocket. 

Host Protection Insurance

Host protection insurance provides liability coverage and protection for property damage. The value of the policy defines how much coverage the homeowner gets from the policy. The total number of guests they allow into the home may play a role in how much coverage they need. 

Homeowners who want to operate an Airbnb from their home need additional insurance policies beyond their homeowner’s insurance. The homeowner’s insurance will not provide coverage for property damage caused by guests, and the liability coverage is not high enough for a variety of guests staying at the home. Since it is a business, the homeowner must get more policies to protect their home and themselves against serious liabilities.

Home Security Systems 101

Home security systems are a great investment for any homeowner. They provide peace of mind by ensuring safety in the home. With features like door sensors, smoke alarms, keyless entry systems, and more, you can enjoy the peace of mind knowing that your home is well protected.

If you’re looking to protect your home along with the people and belongings inside of it, here’s what you need to know. 

Numerous Options Available

The first important thing to know about home security is that there are multiple types of systems available. One size doesn’t fit all in this scenario. You may be looking for a simple approach to home security such as a doorbell with a sensor that detects motion and emits an alarm, or a more advanced system that consists of cameras, floodlights, and even panic buttons.

Whatever level of protection you’re looking for, you can rest assured that it’s available.

Start with the Basics

When considering home security, it’s important that you start with the basics. Instead of jumping right to the top of the line system, make sure that your primary needs are being met with your door and window locks. 

If you want to take it a step further, you can also add additional deadbolts which is a highly recommended feature on all exterior doors.

Add Additional Security

After your basic needs have been met, it’s time to add some more security features such as motion lights, burglar alarms, and camera systems. Most of these can be installed on your own, but don’t hesitate to reach out to a professional home security alarm company to do it for you.

Use a System that Incorporates Technology

Have you ever been away from your home for a few days and wondered if everything is okay at your home? With a system that utilizes smartphone apps, you can easily check in on your home at any time and place. 

Not to mention, a majority of these systems can also be controlled by this same app. Meaning if you want a certain light on at nighttime or would like to catch a glimpse of any activity at your front door, all you have to do is open the app.

Have a List of Contacts

Having a security system in place is one of the smartest things a homeowner can do to keep their home and family safe. But it’s also important to keep a list of emergency contacts with their numbers handy just in case any activity is noticed or help is needed. Obviously, the police department will be dispatched in the need of an emergency. 

But in case you are unable to be reached, it’s helpful for the police to have another point of contact and it can also be helpful to you in the scenario that you just need someone to keep an eye on your home while away.

Improve the Value of Your Home with These DIY Projects

Although homeownership is expensive, there’s one saving grace: DIY fixes.  Increasing your home’s value is usually viewed as a costly endeavor to aim for, but you don’t have to worry about spending too much money if you complete the fixes yourself.

Each of these is a project you can do with minimal training, and each will increase your home’s worth.

Remove Wallpaper and Paint 

Wallpaper goes in and out of style: but the patterns make it clear when it’s been in a home for twenty years or more.  To get rid of wallpaper in your home, you can buy a steamer for thirty dollars or work to steam using a hot water kettle and some towels.  Steam off the wallpaper, sand down any extra glue or unevenness and paint the walls a crisp new color.  This can make a space look more contemporary, which will increase its value.

Strip and Repaint or Stain Cabinets

One of the quickest things to change in home decor is what types of cabinets are in style.  Although it would be nice to afford to replace your cabinets and have someone else do it: it’s not feasible for most homeowners trying to sell.  Instead, put in the time and effort to sand down the cabinetry in your kitchen and paint or stain it into a color that will make it look more modern and attractive.

Put Some Work Into Curb Appeal

Your curb appeal directly impacts the perceived value of your home.  To boost it further, mow and trim your lawn, ensure the edges are cut back, trim any bushes or shrubbery, and put in local flowers or plant life that will show off the look of your home.  This can give your home a new face without making you spend more than twenty dollars on seeds or small starting plants.

Put In New Doors

If you’re wondering ‘What is my home worth?’ you may be looking at the big picture. But it’s important to consider the details.  Replacing your doors, from your front door to the interior doors, can easily give your home a new look and guide people through it.  It won’t take longer than an afternoon to replace all of these doors, and you’ll come away with a home that feels far more unified and beautiful to walk through.  You can also pick out unique doorknobs to take your home’s personality a little further.

Clean Your Gutters And Roof

Gutters that are full of leaves, and a roof that’s also covered in debris, will ruin the value of your home.  People look at these, and they assume your home isn’t well maintained and that there’s a lot of problems inside that they’ll have to find themselves.  To avoid this, maintain your roof by cleaning your gutters and your roof often.  If you have trouble keeping up with your gutters, consider putting in gutter guards that will stop leaves and gunk from allowing them to drain.  Although this is completely free to do, it can increase your home’s value exponentially.