Category Archives: Sales

6 Everyday Essentials to Have in the New Normal

One of the things that should change for you in this so-called “new normal” is what you carry around in your bag or pocketbook. Now that you have to be careful about where you go and what you touch, it should reflect in the items you take with you. You should be equipped to go about your daily routine while staying safe, free of harmful germs, and ready to observe recommended health measures. 

Here are six items that you can have on your person or stock in your bag when you’re on the go. These should keep you clean, comfortable, and ready to go about your day in the new normal.  

Cloth Face Masks

The Centers for Disease Control and Prevention (CDC) upholds that wearing cloth masks can help slow community transmission of the COVID-19 disease. Mask-wearing, when paired with proper hand hygiene and social distancing, can curb the spread of the virus from person to person. When you wear a cloth mask, you protect the people around you from coming in contact with your respiratory droplets. When they wear masks, they extend you the same courtesy. 

That said, you have a lot of freedom about the kind of cloth mask you can carry around with you. You can choose the size, style, and color for yourself. You can go for a unique pattern, or you can choose a mask with a more plain and discreet design. The latter may be good for keeping the people around you at ease—and not immediately reminded of a grim hospital setting. For best results, wear one mask when you go out and keep a spare in your bag. 

Cloth Hand Protector

If you already have masks, why use arm sleeves or cloth hand protectors as part of your “new normal” ensemble? The answer is, a cloth hand protector or arm sleeve can minimize your direct exposure to dirty surfaces that are possibly laden with harmful germs. It’s a good thing to have with you for when you need to touch handrails, supermarket cart handles, ATM buttons, and the like. 

Another benefit of using an arm sleeve is that it’s way more understated than using gloves. If you’re uncomfortable with any attention being placed on you for covering your hands, a cloth hand protector is the way to go. You can slip it right over your hand when you touch a potentially dirty surface, then pull it back over your wrist. You’ll be able to find arm sleeves with additional antimicrobial properties in cool, classy-looking designs. 

Hand Sanitizer

Another item that you should carry with you is your own bottle of hand sanitizer. At times when it’s not immediately possible to wash your hands, hand sanitizer will be useful in keeping pathogens off your hands. 

It’s recommended that you use alcohol-based hand sanitizer with at least 60% ethanol or ethyl alcohol. Don’t forget, however, to check the US Food and Drug Administration’s pointers on how to safely use hand sanitizer. 

Sanitizing Wipes

In addition to your own bottle of alcohol-based hand sanitizer, it’s also a good idea to carry a pack of sanitizing wipes. These are for when you want to sanitize a surface before using it or placing one of your other belongings on it. 

When you buy a pack of sanitizing wet wipes for everyday use, be sure to read the manufacturer’s instructions on how to use them. The surface should stay wet with the sanitizing solution for a specific amount of time in order to kill pathogenic microorganisms. 

Mobile Device with Cashless Apps

Many businesses are now going the cashless route in consideration of customers who’d rather do contactless payments. Though it’s always good to have some cash on you, you should opt to pay through contactless methods when you can. And that means that all the apps you need to complete these payments should be in one place: your cellphone or tablet. 

Download all the payment apps you need and be ready to use them through your mobile device. You may also want to carry your own power bank so that you can charge your phone without needing to touch foreign sockets or plugs. 

Your Own Water Bottle and Cutlery

You’ll need to stay hydrated in order to stay healthy, and wearing a mask in particular may make you feel more parched than usual. To be assured of clean and uncontaminated water wherever you go, it’s also good for you to bring your own water bottle. 

In the same vein, you may also want to bring your own set of cutlery that you can wash and store yourself. That way, you’ll have more control over the implements that you use to safely consume food and drink. 


With these essentials in your everyday carry kit, you’ll be better prepared to face the new normal. Keep safe, healthy, and comfortable as you go about your day!

Economical Ink Replacement in HP Printers

If you are a printer owner then you will understand the pressures that come with finding the cash to pay for each ink cartridge. HP printers are not only expensive to buy but the genuine ink replacements are exorbitant. Rather than continuing to find the money you need to pay for these cartridges, check out our advice so that you can reduce your outgoings and still get top-quality ink for your printer.

Stop Buying Ink at the Local Store

The best way of making instant savings to stop getting your cartridge HP at the local store. This is because the prices are generally much higher there than anywhere else because it is so convenient. Rather than falling for the easiest and yet, more expensive way of getting ink, start shopping around to find local offers that will reduce the overall cost and give you more ink for your money.

Get Online Deals

A great way to find more economical ways of getting ink is to shop online and find deals that offer a more significant reduction then you can find in a store. Many online retailers offer bulk buying options which are a great way of stocking up whilst saving money and mean that you can benefit from larger discounts the more you buy. Online retailers also have lower overheads and so you will typically find that genuine ink is cheaper online even when it is not on offer.

Use a Replacement Ink Specialist

So many of us fall into the trap of believing that genuine ink replacement is better than replacement ink services, but we are so wrong! In fact, not only is replacement ink cheaper but it can also be better quality. Companies like Smart Ink are revolutionising the replacement ink market by specialising in ink production and selling products that can easily compete with more expensive genuine cartridges. However, before you dive into replacement ink, it is sensible to do your homework first! Only ever buy from a supplier that sells ink as their main business and offers a good return policy – this way you are more likely not to end up with useless ink. Take your time and shop around before giving it a go; you will not regret it.

Consider Your Usage

While this tip is not about buying cheaper ink, it is about making your ink last longer. When you have your new cartridges installed, take a moment to consider each document before you print. Decide if it is important to have it printed and whether you can go for a draft print rather than a full ink print. Taking the time to consider each piece of printing will save you lots of ink in the long run.

It is obvious to see that you no longer need to spend lots of money when buying your HP 950 ink and other cartridges. Instead, try out some of our ideas and start to see the savings rolling in. Do not be afraid to try cheaper ink alternatives but remember the golden rule of finding a trustworthy supplier before you spend your money on ink that is worthless.

WHAT A JOINT VENTURE IS AND HOW IT COULD GROW YOUR BUSINESS

All businesses need to use whatever tools give them an advantage, particularly during hard and challenging periods. One such tool that is increasingly being utilised is the joint venture which give the partners strategic and practical advantages.

What is a Joint Venture?

The term Joint Venture refers to a strategic alliance or a teaming up with another party, or several parties, to form a partnership. The sole purpose of a joint venture is to expand and strengthen the businesses of all the individuals or entities involved.

The partners in a joint venture agree to share their markets, knowledge, assets including intellectual property, and their profits. What makes a joint venture different from a merger is that there is no transfer or change of ownership. In other words, your business remains yours, but it is part of the shared venture. 

Joint ventures are a powerful tool for businesses regardless of their size. However, they can be especially useful for smaller enterprises as they give them a greater chance to compete with larger competitors. Large businesses sometimes utilise joint ventures to acquire the technology or intellectual property of a smaller business. 

Forming alliances with companies outside your area of operation who offer the same products or services can provide you with local knowledge that you would either not have or that it would take time and resources to acquire. This can also be a useful way to work within local regulations. 

Questions to ask yourself before pursuing a Joint Venture

Before you decide being part of a joint venture is for you and your business you need to ask yourself some questions and supply accurate and honest answers. Write these questions and your responses down and refer to and alter them when you need to.

  • Who is my customer / target market?
  • What do I provide to my customers? What is my service or product range?
  • How do I access my target market? What sales and marketing channels do I use?
  • Am I and my business adequately protected from risk including public-liability? If not, you need to invest in protection as soon as possible. Companies like BizCover can give you quick online comparisons and quotes, click here.
  • Who are my competitors?
  • What does the competition do or have that I do not?
  • Do I have skill or knowledge gaps in my business I need to fill?
  • Does my business have the staff it needs, or could another company’s employees compliment mine?
  • What are my strengths and weaknesses?
  • What threats does my business face?
  • How robust and strong is my business currently? Embarking on a joint venture when things are difficult may be unwise. 
  • Am I considering a joint venture only because my business is struggling? That is not a good reason for anybody involved.
  • Does my business have credibility and a good reputation? 
  • Are there businesses / potential partners that could enhance my reputation and credibility?
  • Are there geographical areas I cannot access due to practical or legislative restrictions? Would partnering with a business in those inaccessible areas solve the problem?
  • Do I know of someone who is currently part of a successful joint venture who would be willing to discuss the issue with me?
  • Do I have potential partners in mind? If so who and will they be open to discussions about establishing a joint venture?

In addition to these questions, you also need to ask if you are willing to:

  • Take the time to negotiate, discuss, and draw up the required detailed business plan?
  • Combine resources and share income? 
  • Change from having 100% of my business to having a share of a joint venture?
  • Let some of my staff go if the structure of the joint venture makes this necessary? 

These questions and answers will help you decide whether to the consideration of forming part of a joint venture any further.

How do Joint Ventures work?

The process of forming a joint venture or partnership can be exciting, and it is easy to get carried away with enthusiasm. However, it is crucial that you and your partners-to-be get the what and the how clearly defined and stated. Without a detailed plan that is correctly executed a joint venture can be in trouble before it even starts.

Many of these issues and specifications are usually dealt with in the legal contract between the partners in the joint venture.  They include:

  • What each party will contribute in terms of tangible assets (equipment or products, for example) or intangible assets such as services or knowledge / information
  • What the objective and scope of the partnership are

While you could use one of the templates or standard Joint Venture Agreements available online, obtaining legal advice and assistance with drawing up a contract is preferable.

How successful are Joint Ventures?

There are no studies that have examined joint ventures specifically. However, 60% of strategic alliances fail within the first five years. It should be noted that joint ventures between first and third world countries have the highest failure rate. This skews the overall figure result in the high percentage. Considering this, some believe that joint ventures enjoy an 80% success rate.

The reasons for the failure of many joint ventures do not appear to be either financial or geographical but rather human. There appear to be problems in the areas of human resources and the sharing of information.

It is easier to assess and measure how successful a joint venture is. Ask whether it is meeting the objectives you and your partners set at the outset? These objectives could include some or all of the following:

  • Increased profits
  • Increased market share
  • Expanded market and improved distribution
  • Shared expenses
  • New and more diverse products, services, or technologies developed
  • Less competition
  • Reduction of costs
  • Spread investment and other risk.

If you can answer yes then your joint venture is working. Of course, some of these are far easier to measure than others. For instance, you can compare current profits and expenses with previous figures but it is harder to quantify a how much competition there is. 

What are the risks associated with Joint Ventures?

There are several risks you need to avoid:

  • Lack of convergence and trust: Strategic partnerships, including joint ventures, are built on convergent objectives and mutual trust. Without a desire to move towards each other and then progress together and the ability to trust our partners a joint venture is doomed to fail. 
  • Unwillingness to share: Partners must be willing to share resources and information. If they are not and are only acting in their own interests the alliance will not succeed. 
  • Lack of commitment to working together: A joint venture begins after the contract or agreement is signed. If the partners are not able or willing to move forward together the joint venture will be over before it begins.

A failed joint venture is costly. The partners will have lost money and credibility, wasted a great deal of time and energy and potentially lost staff, technology or information. In addition, there are unlikely to be any gains at all. 

What are the legal implications of a Joint Venture?

Some Joint Venture Contracts are relatively straightforward and this agreement is all that the partners are required to sign. Things become more complex if different geographical locations are involved. Additional documents may be required to comply with local legal requirements. 

Where to now?

You have assessed your business and the value of a joint venture for you and decided it is the right course of action. You have also identified and met with your partners. If you have staff, there is a crucial step you need to take: talk to them.

A joint venture will cause major changes for everybody at all the businesses involved in the new partnership. This can be frightening or even demotivating. You need to have open and honest discussions, so everybody knows what the situation is and how they are likely to be affected. 

You also need to ‘sell’ the joint venture by showing your team what the advantages will be – or what the losses will be from not forming the joint venture – so you can turn negative emotions or expectations into positive ones. 

Your partners should do this with their staff too and, when the time is right, staff swops and joint meetings can take place. All the businesses must be able to keep their times on side and communication open.

5 Ways to Shop on a Budget

Shopping on a budget means that you plan in advance on how much you want to spend and then you stick to it. Sometimes, when you exceed that limit, that money has to come from another part of your budget or you may end up being broke too. So, it is really important to give it a careful thought and make sure you don’t spend more than what you have planned. While shopping one has to make smart choices and think long and hard before spending any money; this helps you to stay within your limits. So, below are some points that you can consider while shopping or before going out to shop-

  • Plan Ahead

While shopping, planning is an essential part. Plan on everything; figure out your income and make sure you make a list of expenses you are going to have in the future. Make a budget for essentials such as housing and utilities and then make a list of other expenses as well. Also, make sure you draft the list in an order of their importance. Spend according that order. Doing this, you will first spend for the things you need the most and at the end you will know how much you can spend on all the other things. Keep within your budget and avoid impulse buying.

  • Food 

While you shop for food, make sure that before you step outside you have made a list and then you stick to it. Shopping for food is the main reason why you overspend. When you visit a store, sometimes you end up buying impulsively. Take whatever is needed and avoid buying junk and candies. These foods are comparatively expensive and have a very low nutritional value. So, they are not worth it anyway. Try to buy from stores that offer high discounted prices and purchase everything you need for the entire month.

  • Pay in Cash

Most people do not realize that when you pay through you cards you tend to spend more. If you are shopping on your credit card, there are high chances that you will not stick to your list and will end up overspending. Also, the interest rates on the credit cards are high and that can hit your budget hard. Try to save the cards for real emergencies and then make it the priority to pay off the bill as quickly as possible. Pay in cash wherever possible and keep a check on how much you are spending.

  • Look for sale or coupons

Shopping while there is a sale going on is the smartest choice you can make to save your money. You can buy the high quality material on a lesser amount. It gives you chance to buy more things in the same budget. Also, if you are shopping online make sure that you check for coupons and deals before you checkout. There are many websites out there that provide coupons and deals coming from top websites such as Amazon, Macy’s, Best Buy, Walmart etc that you can save your money. 

  • Shop Online

Shopping online is one of the best methods to save money. The reasons are shopping online gives you many more choices than you usually have in your local stores, plus it helps you to avoid impulse buying. Nowadays you can purchase almost everything online, right from shopping for fashion, consumer electronics, Book movie and flight tickets, Purchase Books & Video games etc. While shopping online make sure you check for the shipping fees and available discount coupons. If you order in bulk, the shipping fee is usually waived off and that way you can get the most from shopping online.

5 Fun Ways for Millennial Women to Make Extra money

Making money from your side hustle is one of the biggest blessings of the internet. In this age of the internet, making extra money online is an incredibly easy way if you know where, and how to start. 

It is the reason why we are here to discuss the top five ways for you to get started with your side hustle, and earn extra money. Let us look at these side hustle ideas and how you can make it big for you!

Freelancing

If you are thinking of any easy way to make extra money, freelancing can be the thing for you. You can either start as a freelance content writer, a freelance graphic designer, a copywriter, digital marketer, or even social media marketer. When it comes to freelancing, there are hundreds of options that you can choose depending upon your preferences and skills.

Online Teaching

There are a lot of ways to start a side hustle and earn extra money. Online teaching is one of them. People, especially women are excelling at online teaching and tutoring. So, if you are looking for it, you should definitely give it a shot. To start with online teaching, all you need is a laptop or computer system with a good internet connection.

Investment in real estate

If you are looking for a side hustle that can pay you well, you can look forward to the investment market. Investments in real estate pay extremely well, especially when you are highly skilled and possess good analytical skills. So, analytics and investment is your strength, real estate investment is the thing for you!

Virtual Assistant

If you are good in the assistance work and want to make money from your hobby, you can work as a remote virtual assistant and make money. You can either choose to work part-time or full time depending upon your schedule which can be relatively reflexive as long as it is okay with whomever you are working with. All you need to get started as a virtual assistant is a laptop, headset or cell phone, good communication skills, and a flexible schedule. Virtual assistants are making a good career in their areas, and you can do it as well.

Blogging

There is no denial in the fact that blogging is one of the most heated areas when it comes to getting started with a side hustle. If you think that you have the potential to create a niche audience for your blog, you can easily make an entire paycheck. To start with blogging you can do advertising and affiliate marketing. It also makes it possible for small blogs to stay in the business, and become a successful side hustle.

Building a side hustle is essential to living a millennial life and getting the best out of it. There are a lot of career options, just as we discussed in the above points, that you can take up as a side hustle and build your empire today. All you need is a will to live a better life!