Tag Archives: money saving tips

5 Ways to Shop on a Budget

Shopping on a budget means that you plan in advance on how much you want to spend and then you stick to it. Sometimes, when you exceed that limit, that money has to come from another part of your budget or you may end up being broke too. So, it is really important to give it a careful thought and make sure you don’t spend more than what you have planned. While shopping one has to make smart choices and think long and hard before spending any money; this helps you to stay within your limits. So, below are some points that you can consider while shopping or before going out to shop-

  • Plan Ahead

While shopping, planning is an essential part. Plan on everything; figure out your income and make sure you make a list of expenses you are going to have in the future. Make a budget for essentials such as housing and utilities and then make a list of other expenses as well. Also, make sure you draft the list in an order of their importance. Spend according that order. Doing this, you will first spend for the things you need the most and at the end you will know how much you can spend on all the other things. Keep within your budget and avoid impulse buying.

  • Food 

While you shop for food, make sure that before you step outside you have made a list and then you stick to it. Shopping for food is the main reason why you overspend. When you visit a store, sometimes you end up buying impulsively. Take whatever is needed and avoid buying junk and candies. These foods are comparatively expensive and have a very low nutritional value. So, they are not worth it anyway. Try to buy from stores that offer high discounted prices and purchase everything you need for the entire month.

  • Pay in Cash

Most people do not realize that when you pay through you cards you tend to spend more. If you are shopping on your credit card, there are high chances that you will not stick to your list and will end up overspending. Also, the interest rates on the credit cards are high and that can hit your budget hard. Try to save the cards for real emergencies and then make it the priority to pay off the bill as quickly as possible. Pay in cash wherever possible and keep a check on how much you are spending.

  • Look for sale or coupons

Shopping while there is a sale going on is the smartest choice you can make to save your money. You can buy the high quality material on a lesser amount. It gives you chance to buy more things in the same budget. Also, if you are shopping online make sure that you check for coupons and deals before you checkout. There are many websites out there that provide coupons and deals coming from top websites such as Amazon, Macy’s, Best Buy, Walmart etc that you can save your money. 

  • Shop Online

Shopping online is one of the best methods to save money. The reasons are shopping online gives you many more choices than you usually have in your local stores, plus it helps you to avoid impulse buying. Nowadays you can purchase almost everything online, right from shopping for fashion, consumer electronics, Book movie and flight tickets, Purchase Books & Video games etc. While shopping online make sure you check for the shipping fees and available discount coupons. If you order in bulk, the shipping fee is usually waived off and that way you can get the most from shopping online.

5 Fun Ways for Millennial Women to Make Extra money

Making money from your side hustle is one of the biggest blessings of the internet. In this age of the internet, making extra money online is an incredibly easy way if you know where, and how to start. 

It is the reason why we are here to discuss the top five ways for you to get started with your side hustle, and earn extra money. Let us look at these side hustle ideas and how you can make it big for you!


If you are thinking of any easy way to make extra money, freelancing can be the thing for you. You can either start as a freelance content writer, a freelance graphic designer, a copywriter, digital marketer, or even social media marketer. (Yes, pretty much anyone can make money using the best social media ads.) When it comes to freelancing, there are hundreds of options that you can choose depending upon your preferences and skills. (P.S. Freelancers have to do their own invoicing – check out the most popular free invoice templates and make yours look great!)

Online Teaching

There are a lot of ways to start a side hustle and earn extra money. Online teaching is one of them. People, especially women are excelling at online teaching and tutoring. So, if you are looking for it, you should definitely give it a shot. To start with online teaching, all you need is a laptop or computer system with a good internet connection.


If you are looking for a side hustle that can pay you well, you can look forward to the investment market. Investments in real estate pay extremely well, especially when you are highly skilled and possess good analytical skills. So, analytics and investment is your strength, real estate investment is the thing for you! Other investments can be lucrative too, whether you buy Uber shares or something more traditional.

Virtual Assistant

If you are good in the assistance work and want to make money from your hobby, you can work as a remote virtual assistant and make money. You can either choose to work part-time or full time depending upon your schedule which can be relatively reflexive as long as it is okay with whomever you are working with. All you need to get started as a virtual assistant is a laptop, headset or cell phone, good communication skills, and a flexible schedule. Virtual assistants are making a good career in their areas, and you can do it as well.


There is no denial in the fact that blogging is one of the most heated areas when it comes to getting started with a side hustle. If you think that you have the potential to create a niche audience for your blog, you can easily make an entire paycheck. To start with blogging you can do advertising and affiliate marketing. It also makes it possible for small blogs to stay in the business, and become a successful side hustle.

Building a side hustle is essential to living a millennial life and getting the best out of it. There are a lot of career options, just as we discussed in the above points, that you can take up as a side hustle and build your empire today. All you need is a will to live a better life!